Unexpected Consequences

Unexpected Consequences - Chapter 1 By SubKaren92

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I have made two critical decisions in my lifetime that led me to where I am today. Sure there were plenty of lesser decisions, some good, some bad, but everybody does that. In fact, I have nobody else to blame but me for being in the position I am today. I should have known better, but my best friend, whom I trust completely, had given me some advice and I shouldn't have listened to her. What happened and why did everything go wrong? Or did everything go right and I am just too close to the situation to see that? Read on and then decide.

My name is Charlotte, but my friends call me Charlie. Growing up I was an early bloomer and learned how to use my good (great) looks to get what I wanted. In college, older men were always hitting on me and promising me the world. Underfunded college boys (and girls) were also perpetually hitting on me, but as they say, money talks and bullshit walks. Sure I hooked up with them occasionally. Even sugar babies have needs when daddy is out of town, but mostly I refrained. There was one alcohol fueled night when I had a threesome with my roommate and her boyfriend, but that is another story.

After graduation, I struggled to find a job that paid enough for me to strike out on my own without a roommate. That was unfortunate. I worked third-shift and ended up taking a second part-time job early mornings at Starbucks. That is where decision one took place. As the low barista on the totem pole, I usually worked the drive thru window. It was there I met Mr. Rudolph Sanders, although his cup always said Rudy. I was sure his car cost more than I made in three years, but he was always affable and smiled at me. He didn't seem to be a rich asshole. He always ordered a Venti Nitro Cold Brew and I always served it to him with a smile. He always used the app to pay, but tipped with a five dollar bill. One day when I unfolded the bill to drop it into the tip jar, I saw that he had written, "Have dinner with me." on it. The next time he came in, I agreed to go out with him.

Rudy turned out to be far wealthier than I gave him credit. He owned a private equity company, whatever that was. He was already married (red flag), of course, and 25 years older than me (red flag number two) but he was charming and my social life was almost non-existent at that point. I ended up going back to his hotel room after dinner. He told me his wife thought he was out of town on business, but that he came back a day early for our date. Fast forward a year, he was now divorced and we were engaged. My life as a trophy wife was about to begin. I was confident that the decision was the right one. Even if it wasn't, the pre-nup he required me to sign meant even if things went south, I would be taken care of financially. I deserved living the good life, I believed, so I became Mrs. Sanders.

Rudy owned a huge mansion and I almost got lost the first time I was there when he told me to "Go exploring." There were four bedrooms on the upper level, two would qualify as master bedrooms with opulent ensuite bathrooms. The other two were smaller, although still large with smaller but still nice bathrooms. Those had been his kids' rooms. He had a son that was my age and a daughter who just started college. The son was out of the house and lived in another state. The daughter would be home for the holidays and summer. I also found a nicely appointed gym. That was a perk in my book although I knew I would still go to my regular gym due to the social interactions. I loved having guys look at me while I worked out. But being able to get my sweat on at home if the weather was bad was great. The house also had a nice home theater, a large formal dining room, a formal living room and a casual family room. Oh, did I mention the pool with a pool house for changing that was bigger than the house I grew up in and the gourmet kitchen? Doing the math in my head, I came up with around 8,500 square feet in the main house. Part of me was impressed and part of me was thinking there was no way I was going to clean this place.

I continued my exploration in the full basement that was setup for entertaining with a well stocked bar, multiple TVs on the wall, a poker table and several old school arcade games. I also found the laundry room. I was confused by a window that looked built into an interior wall. Upon further inspection, I figured out it was a dumbwaiter to bring the clothes back upstairs to the bedrooms. I also found a chute that dropped into a clothes basket. I quickly realized that was for the dirty clothes coming down. I'd never seen such luxury.

I was wandering around the main floor again when the housekeeper, Celina, found me and directed me back to the grand foyer. I was glad Rudy had a full-time housekeeper. I had no interest in doing the work to keep this house spotless as Rudy demanded. He entertained the owners and executive management of companies he was considering investing in or buying at home. Everything had to be ready to host at all times. That included me. I always had to have professional outfits prepared to put on at a moment's notice. Don't imagine I was kept shut in. I could go out any time, although usually it was to the gym as keeping my figure was an unspoken requirement as was regular visits to the nail salon and hair salons instead of having a real social life. But I didn't mind. I had the house budget to spend as I saw fit as well as a generous allowance, my mad money as Rudy put it, to spend on myself. Yes, it was a good life. The only fly in the ointment was Rudy's daughter Julie, who was now at school at Rutgers, didn't like me at all. That was understandable as I was about five years older than her and now her step-mom. And before you ask, I never told her to call me mom. That wouldn't work for either of us. I tried to be nice to her, but I understood her angst toward me.

My marriage was unconventional, but it worked for us. Three years in, my investment account was large enough that I could live comfortably off the earnings if it came to that, but I had no interest in leaving Rudy. Our sex life wasn't wonderful, but I could pleasure myself to keep my needs in check. Julie and I had an uneasy truce when she'd come home for breaks and I'd even learned to live with a minimal social life. Basically I would work out in the morning, either at home or at the gym, and then lounge out by the pool in the afternoon, sometimes with my neighbor Katrina. Celina took care of the house, the laundry and cooked most of the meals. I did the food shopping just so I would have something to do, plus she needed the time to keep the house spotless. I did my best not to leave messes around, but just dusting was practically a full time job.

Katrina was living a parallel life to me and we bonded as each other's only close friends. Some days she would spend the afternoon at my house and some days I would visit her. Her husband traveled a lot too. On the occasions when they were both out of town, we frequently would go out to dinner and maybe to a bar for a few drinks. Either that or if there was something new and exciting to stream, we would stay in at one of our home theaters and enjoy the show and a bottle of wine.

As I said, in many ways we lived a parallel life. One thing that was very different was our housekeepers. While Celina was older, although an incredibly hard worker, she was not particularly attractive and I never worried about her screwing around with Rudy. Katrina's housekeeper, Luna, couldn't have been more different. She was young, probably just 21 or 22, and very sexy. I didn't understand how Katrina kept her around her husband.

Luna was clearly a mix of races, somewhere in Central America and probably French. As a result, she had an exotic look. She had jet black hair, cut in a bob in front and long in the back. When she was working, she kept it in a ponytail. She also didn't wear much make-up and was also very lean. She looked like she probably worked out as much as I did. Although I never told Katrina, I would be worried her husband would dump her for Luna. On the positive side, Katrina's house was always spotless. Their house was as big as ours so Luna must work as hard as Celina. Her good looks were not my problem, although I sensed Katrina might have a problem with her. I always tried to treat Celina with respect. In truth, her work ethic rarely gave me pause to criticize her, so only on the rarest of occasions did I have to correct her. I always tried not to raise my voice.

Katrina did not treat Luna the same way. It seemed like every time I was at their house, Katrina would find some reason to chastise Luna verbally. And she was not nice about it, nor did she wait until she could do it in private. I was ashamed of Katrina and even quietly apologized for her behavior. Luna always told me not to worry about it, but I could tell it angered her. She seemed like a sweet girl and I loved her choice of yoga pants and a white t-shirt she usually wore while working. In a way, she looked like an Oreo cookie.

I had never really been attracted to women before, although I did enjoy the drunken roommate threesome I mentioned earlier. Twice. But I must admit, Luna's backside looked amazing in tights and her exotic look kept me suggesting my near daily chat sessions with Katrina should happen more frequently at her house. Then something happened that changed my perspective of Luna.

It was a Wednesday night. Both our husbands were out of town. The weather was sketchy and storms were predicted, so we decided to stay in and watch Netflix. Luna had cooked us a marvelous dinner. It was just after 7 and I knew from experience that meant Luna would soon be retiring to her room in the servant's quarters. I would have liked Katrina to invite her to watch the movie with us, but I knew that wasn't her style. Then Luna surprised me by asking Katrina if she could go get ready for work. I didn't understand what she was talking about, but Katrina said yes and thanked her for the meal. She also said she would handle doing the dishes and not to worry about them. That was very out of character. I watched Luna as she walked out of the kitchen. She seemed to have an extra bounce in her step.

""What was that all about? What job?"

"Oh, she has a part-time job on Wednesday, Friday and Saturday nights," Katrina replied as if it was perfectly normal. We paid Celina fairly and covered her room and board. I assumed Katrina did the same, so I couldn't understand how Luna needed a second job. I must have looked confused because Katrina continued. "She's saving money for college. She wants to graduate without any debt."

That made more sense and I let the subject drop. About 15 minutes later, Luna returned to tell her employer good night. She also told me it was nice to have me visit for dinner as she loves to cook. Katrina said good night. I was stunned into silence by what she was wearing. Where to begin. I guess it had to be the short leather skirt. It was black, of course, and barely covered the ass I had spent so much time admiring. Without the tights, I could appreciate her lean legs and strong looking thighs. I was jealous of her workout routine without even knowing what it was.

Looking down her legs, my eyes were met with thigh high black leather boots with what I estimated was a four inch stiletto heel. OK, I could appreciate those as sexy and wished I had a pair, but how was this outfit suitable for a part time job? I wanted to just look at those sexy heels, but forced my eyes to look up at her body. Above the skirt was a red halter top that was styled after a corset. The way it stretched over her body, I assumed it was faux leather and probably was a Lyrca blend of some kind. Her hair was down and her eye make-up and lipstick were also black. Finally she had on black leather opera gloves and had a small black leather purse. It was an outfit that screamed sex and she definitely knew how to wear it. As she turned to leave, I watched her ass sway back and forth as she walked toward the front hallway. Not only did she know how to wear it, she knew how to work it. Once she was gone, I wouldn't be silent any more.

"What the hell kind of job does she have?" I asked Katrina.

She just smiled at me. "I'm sorry, but I don't give out private information about my employees."

"I'll get the wine," I replied quick enough to make sure Katrina understood I expected her to eventually tell me.

Unfortunately despite killing two bottles of wine, Katrina was steadfast in protecting Luna's privacy and by the time I staggered back to my house, I'd forgotten all about it. About a month later, two events happened that would change my life and led directly to major decision number two. First, Katrina's husband had a heart attack. He dropped dead at the office. Of course she was devastated. I tried to console her, but I didn't have the words and the best I could do was be there for a shoulder to cry on. I thought about how I would react to Rudy suddenly dying. Even though our marriage was mostly a business arrangement, I knew I'd take a while to get over his death. But that isn't the important detail. The biggest issue was Katrina decided to sell her house.

"I don't need a mansion that would remind me of him," she told me. "I can get a nice townhouse on a golf course or something and just live life again."

By this point, I wasn't so sure I could give up my house. But what she said made sense. But then event two happened. Celina's mother was diagnosed with cancer and she decided to move out of state to take care of her. I was ashamed to admit that my thoughts went to my needs of how I could ever replace her rather than supporting her taking care of her mother. But then my world collided with Katrina's and she had the solution to my problem. Luna.

During our afternoon chat, on my pool deck this time, Katrina was the one who pointed out that Luna needed a new job and that I needed a new housekeeper. I was (justifiably) concerned with having the exotic beauty in my house to catch my husband's eye and possibly replace me. But Katrina assured me that Luna wasn't like that and that she "Played for the other team, if you catch my drift."

I did and responded, "So she's going to be hitting on me?"

It wasn't that I wouldn't be kind of honored if she found me attractive, but I certainly didn't want to risk my financially beneficial marriage for a quick roll in the hay.

Katerina chuckled. "She's never hit on me. She understands she is the employee. I don't think you have to worry."

I was still skeptical, although not having to search for a new housekeeper would be a relief. Then I remembered that she had a side hustle. I asked Katrina again for more details figuring it was now my business. Again she demurred and suggested that I interview Luna about the job and ask her directly. "She's open about it, but I don't feel comfortable sharing the information."

I relented and told Katrina to "If she's interested, send her over when she has a break." Katrina replied that she thought Luna was still working out but that she would send her over when she was done. It seemed weird to me that Luna would work out during the day when she should be working on the house. But their house was immaculately kept so I guess the timing of when she cleaned wasn't important. Katrina went home soon after our conversation. I stayed out by the pool to wait for Luna.

It was a while before she appeared on my pool deck. She was still dressed in her workout clothes and looked a bit disheveled. I suppose she was worried she had kept me waiting and didn't bother to shower. It didn't bother me. I always felt just like she looked when I was done with my workout. I greeted her and she confirmed that Katrina had told her I was looking for a new housekeeper.

I suppose I should mention that instead of the tight clothes I was accustomed to seeing her in, she was now in a loose crop top that hung off her obviously braless breasts and was cut to show off her tight abs. She also had on a loose fit pair of shorts. I didn't realize how short they were until I told her we should walk through the house so she knew what she was getting into. I followed behind her, my gaze distracted by the bottom of her butt cheeks hanging out of her shorts. She had been exercising at home so I suppose what she wore wasn't an issue. But that didn't stop me from looking.

As I said, Katrina's house and my house are about the same size so that didn't scare Luna. In fact, she commented that she could, "Use the same techniques to whip this house into shape." I'd always thought Celina did a good job and Rudy never complained, but whatever. Then she asked to see the servant's quarters. There was a room off the hallway to the garage similar to what she had next door, but she seemed much more interested when I told her the pool house also had a bedroom. It was a little bigger and more private. We went to look at it.

Luna seemed to like it. There was a large common room and two bathrooms, one for men and one for women. There were also two changing rooms. It wasn't fancy, but there was plenty of room to entertain if she had guests over. The bedroom was nice, although again fairly utilitarian. It didn't have a window facing the pool. I guess the builders didn't want any privacy issue if somebody was napping. There was a window on the side facing the house opposite the bed. As she looked out of the window, she commented that the main bedrooms looked down on the poolhouse. I walked out and looked out while commenting, "Really? I never noticed that."

Looking up I realized she was talking about the last bedroom on the second floor. The poolhouse aligned with the far corner of the main house. I really couldn't see in the bedroom, possibly due to the glare of the afternoon sun, but I did tell her she needn't worry because the last bedroom was a home office and nobody would be in there at night. Silently I wondered to myself how I never missed that quirk of the architecture.

We haggled a bit about her compensation. She wanted more than I paid Celina, but she wasn't unreasonable and within my household budget. It seemed like she wanted the job and I couldn't think of any objections beyond exposing Rudy to her, so I finally asked about her other job.

"I was kind of shocked how you dressed for work." I told her as a lead in. She kind of snickered. "I was wondering when you would ask," she replied. Then then went on to explain, much like Katrina had, that she was saving money for school so she could graduate without debt. I had to ask a second time exactly what she did. Finally she answered. "I dance at the Itchy Kitty three nights a week."

I had driven past the Itchy Kitty, a strip club by the airport, several times but, of course, I'd never gone in. I pretended that I didn't know what it was. "The Itchy Kitty?" I said. "What is that?"

"I'm sure you know what it is," she replied, mocking me. "And before you ask, I've never seen Rudy there."

From the outside, the Itchy Kitty looked pretty low-brow. I wanted to say, "If Rudy went to strip clubs it would be nicer like..." Well I couldn't think of the name of any higher end club but it didn't matter since I didn't put down where she danced.

I don't recall ever talking to a stripper before. Part of me wanted to know more and part of me just wanted to let it drop. In the end, we agreed that when Celina left in a week, Luna would switch houses and that I understood she might have to spend some time with Katrina still making sure the house was ready to be sold. That was reasonable. Now I only had to make sure Rudy was ok with this. I doubted he would object. He didn't.

Contrary to my concerns, Luna was an excellent worker, although I was still distracted by her choice of outfits. Rudy seemed less interested than I expected and Luna didn't do anything I considered inappropriate like flirting with him. In fact, the transition from Celina to Luna was very smooth and her spare job didn't cause any issues. It wasn't like we relied on Celina at night so having Luna out after 7ish on Wednesday, Friday and Saturday wasn't a problem. Truthfully we didn't notice she was gone until about two months later. Rudy was traveling and Katrina had moved so I was alone in the house that Wednesday night. I'd come to rely on Luna for companionship when Rudy was gone so being alone was a bummer.

I did my usual Wednesday night routine, wine and a movie, and picked a dumb romcom I had not seen before. It wasn't overly good, but it did remind me that it had been a while since I pleasured myself so I turned off the TV and headed to my bedroom. Usually when I masturbate I just use my fingers or a vibe. I admit, I occasionally watched porn, but only if I was having trouble getting off. Tonight was one of those nights. I lay naked in bed working my little kitty, but I couldn't quite get over the top. My phone had chirped that the security camera had detected motion on the side of the house and then by the pool so I knew Luna was home. No, I didn't run outside naked and throw myself at her. Instead I left the safety of my bedroom for our home office and its computer. Luna never came into the house when she came home from work. I knew she just went to the pool house and probably took a shower to rinse away the grime of the strip-club. As a result, I didn't bother putting any clothes on, although I took the precaution to lock the door and kept the lights off. I didn't want her thinking I was spying on her.

I fired up the computer and told Chrome I was browsing as a guest. Then I went to my favorite free movie site. Sitting through some commercials was fine with me to avoid needing a subscription. Besides, this site had a lot of variety. Usually when I get to this point of needing pleasure, I just use my fingers so I can go slowly and tease myself. Why rush your pleasure? If Rudy was home he would be passed out in bed or, like now, I'd have the house to myself so I didn't need to rush. Everything would have been fine if I had not glanced out of the window and down toward the pool house. Maybe I thought I should try to hurry while Luna was in the shower. But what I saw was the lights on in the pool house bedroom and Luna laying on the bed. She was laying on her side with her right leg bent at the knee and up in the air. She had her laptop on a stand just off the bed and was looking at it. Did I mention she was naked and her right hand was clearly rubbing her pussy?

When I'm watching porn to get off, I never watch women masturbating videos. I'm doing that. Why would I have to see more of it? I usually watched pretty vanilla stuff and fantasized about the guys with huge dicks. I sometimes watched FFM threesomes and seeing two beautiful women going at it was OK and brought back memories of my college roommate. I sometimes ventured into kinkier affairs if the algorithm gave me an unexpected link, but I wasn't freaky by any definition. But watching Luna diddle herself was different. I'm sure it was because it was live and because I knew it was wrong to be spying on her. I didn't get an up close and personal view as I would have from a video and I couldn't hear her. I could tell from the way her mouth was moving she was very vocal.

For the briefest of moments, I considered sneaking outside to her window to see if I could hear her. That and to spy through the window I already knew wasn't covered by the blinds. But my pussy was urgently demanding my attention in a way that just teasing myself with the videos had not provided. I never turn the lights on in our home office when I play with myself so I knew Luna couldn't see me even if she looked up. But I still sat sideways so I could peek around the frame of the window but I wouldn't be exposed myself. In retrospect that was dumb, but I wasn't thinking clearly. I was rubbing my pussy with vigor, however.

I wasn't sure if I could tell when Luna would cum without the aid of her soundtrack. But I wanted to try to time my own orgasm to match hers. At some point, she stood up and walked to her dresser. The dresser was under the window so if she was going to look toward the house, it would be now. I ducked my head back just in case for about 30 seconds. When I peeked around the window frame again, I saw that Luna was now laying on the bed with her legs spread and what looked like a very large dildo in her pussy. I felt my pussy clench reflexively. It looked like the kind I fantasize about when I watch porn. My fingers rubbing my pussy suddenly became wetter.

I was struggling to retain my balance and peek around the window as my fingers were moving so quickly over my clit. Luna was going to town on herself and I needed more support. Throwing caution to the wind, I bent over the window ledge facing the pool house. I used my left arm to hold my body against the frame while my right arm went under my body and between my legs. I love fucking doggie style and wished Luna would switch positions so I could pretend her dildo was hammering me from behind. I also wished I could hold back from cumming a little longer.

Alas my dream of cumming at the same time she did was not to be. On the plus side, I came harder than I had in ages. My juice was dripping down my thighs and I fell to the floor convulsing in pleasure. I don't know how long I lay there, but when my breathing finally became normal again and I could stand back up, Luna had apparently finished. Her lights were off and her secret show was over. I took another couple of minutes to steady myself and then shut off the computer and made my way back to my bedroom. I dreamt that night that Luna knew I had masturbated while watching her and that she snuck into my room in the middle of the night and made me eat her pussy as payment for the pleasure she had given me. But that wasn't to be either. I had a restless sleep and woke up several times. Each time my fingers were on my pussy and I was wet. I didn't remember every dream, but I had a good idea who I was thinking about.

The next morning Luna was back on the job as if nothing weird had happened. Why wouldn't she be? She didn't know I'd perved on her and I wasn't about to bring it up. Rudy wasn't going to be home until Friday so I spent Thursday trying to discreetly watch Luna as she worked around the house. In the afternoon, I invited her to sunbathe with me by the pool. I'd never done that before, although I had noticed her laying out at Katrina's house. Happily she accepted. I went upstairs and changed into a bikini. I then went out to the pool deck and arranged two chaise lounges to face the afternoon sun. I also arranged one (the one I took) to be slightly behind hers so I could look at her without her knowing. I laid down to wait for her. She joined me a couple minutes later.

I had a few bikinis I considered "not for public" viewing that I only wore at home when I was tanning. Basically they were too small for me to feel comfortable. I'd never worn one when Katrina joined me because I didn't consider it appropriate. But I wore one for Luna. I wasn't actively trying to seduce her, at least that is what I told myself, but if she decided I was attractive and saw me as a potential partner, I wasn't shying away from that. As it turned out, my bikini was far less revealing than hers.

How do I describe what she was wearing? It was unlike any swimsuit I had ever seen. Of course I had to pretend it was perfectly normal and I made mental notes so I could Google it later. After I found it online, the name made perfect sense. It was a slingshot bikini. The top looked like two medical masks running vertically over her nipples only they were not nearly as wide as the ones everyone had to wear during Covid. These were perhaps two inches wide, just enough to cover her nipples. Nipples that were very prominently showing through I might add. The length of the fabric wasn't much longer and allowed her firm breast flesh to spill out all the way around it. It was held around her neck by two ultra-thin spaghetti straps on each side and had two more pulling the bottom of the slingshot down. Just below her breasts the straps were joined by a clip and attached to another strap that went around her back and a strap that went down to a similarly small mask shaped piece of fabric covering her pussy. I couldn't see it, but I am sure another tiny spaghetti strap was going through her legs, up her butt crack and connecting to the top somehow. I was dumbfounded how you even would put it on. I guess that is why it had taken her longer than me to get ready.

So here I was worried that she would think I was trying to seduce her when clearly I was the one in danger of falling for her feminine charms. I sat on my lounger trying to think of anything but the rhythmic rising and falling of her chest as she breathed. My attempts to avoid thinking naughty thoughts about her were a complete failure based on my nipples not understanding that they shouldn't be standing up firmly behind my bikini top. Half of me was scared Luna might suggest we tan topless and half of me was wishing she would. But except for in my dirty mind, nothing untoward happened. Our conversations were a bit more intimate than in the past as she asked how Rudy and I were getting along and whether I was satisfied being in a business marriage. Could she have been testing me to see if I would be open to a relationship with her? Maybe. But I took it as just two girlfriends talking as we tend to do. Eventually Luna excused herself to go change and prepare dinner. I stayed on the pool deck trying to get control of my emotions. Honestly I wanted to see what she changed into as well. Unfortunately it was disappointing.

That's not to say she still didn't look ravishing. She was exceptionally beautiful after all no matter how she dressed. It's just that she wasn't wearing her yoga pants, crop top or something else revealing. That night, after she said goodnight and went back to her room in the pool house, I made a beeline for our home office so I could spy on her again. But she didn't repeat last night's show. She stripped down to her bra and panties, an action I fully supported, but then she seemed to start watching a movie on her laptop. I should have invited her to watch something with me in the home theater. To my shame, I must admit I sat at the window watching her. I was longing for her to stop watching the movie and masturbate. My own pussy was damp with anticipation, but two hours later Luna closed the laptop and shut off the light. I could sense enough movement that I think she took off her bra before slipping under the covers, but maybe I was just imagining my wishful thinking.

Friday was uneventful and Rudy's flight was on-time. Luna left for the strip club at 7:15 while Rudy and I caught up about the details of his trip and prospects for a new acquisition. I wanted him to go to bed. I figured Luna had performed for me, well not really for me, after she got home from work on Wednesday so hopefully she would need to relieve herself tonight as well. We got into bed about 10:30. Rudy was in his usual boxer shorts and I had a flowing silk nightie and panty combination I knew he liked. I may be a business wife, but we still were intimate on occasion and I had missed him. Or maybe I was just trying to convince myself I wasn't infatuated with our housekeeper. Either way I gave him a nice blowjoy because I knew he would fall asleep soon after.

I lay next to him trying to fall asleep, but I couldn't. I knew the club was open until 2am on Fridays and that Luna didn't always come right home. But I was also worried that I wouldn't hear the chirp of my phone indicating the side yard motion detector was triggered. I mostly laid on the bed looking at the ceiling wondering what I was doing. About 1am, I finally gave up trying to sleep and went downstairs to watch some TV. If Rudy woke up I could just tell him I couldn't sleep. I wouldn't tell him I was horny waiting for our housekeeper to come home.

I must have drifted off to sleep because I woke up startled when I heard my phone chirp. I looked at the notification and it showed motion in the driveway, then the side of the house and finally on the pool deck. I looked at the time and it was 4:15 am. I knew Rudy's alarm was set for 5:30 am because he would be off to play golf at sunrise. I hoped Luna would be horny and get down to playing with herself quickly with the blinds still open. I stealthily snuck back upstairs, careful not to make any noise, and headed to our home office. I moved my chair so I could sit and look out the window at Luna's bedroom. She looked like she was setting up her laptop on her bed. She also placed a powerful looking wand vibrator next to the laptop and had another smaller vibrator that looked like it had a tail next to that. I was intrigued to say the least. Then nothing much happened.

Luna lay on the bed, fully clothed, and occasionally she typed something on the laptop. I couldn't understand what she was doing. She wasn't touching herself, at least not much beyond running her hands over her still covered breasts. This went on for about half an hour. I was getting worried Rudy would wake up early, but I was still mesmerized by what she was doing. It was obvious she wasn't Skyping with someone or even watching porn. But the ready location of her vibrators gave her actions a sexual component. Finally she started to unbutton her blouse and expose her bra. I was a bit surprised she had bothered wearing one home from the club, but she also got home later than I expected so maybe she went out to a late night bar with friends from work. I chuckled to myself thinking that maybe she thought of the other dancers as her work colleagues.

A few minutes later her shorts joined her blouse on the floor and when her fingers found the front of her panties, my fingers found the front of mine. She was still going agonizingly slow, but eventually she turned on the small vibrator with the tail, slid her panties to the side and pushed the vibrator inside her pussy. It slid in easily so I knew her slow finger play had aroused her. She still had not shed her bra, but every few minutes, I could see her body jump and saw her wiggle around as if the vibe had turned on. But she had not touched it. It was now after 5am. She had shed her bra and was playing with her nipples. I was forcibly rubbing my clit trying to will myself to cum, although I really wasn't close. She didn't seem anywhere near climax either and I knew I wouldn't cum until I saw her climax. It was frustrating, even though I was the one frustrating myself.

Finally about 5:15 am, I watched as she lifted her legs and pulled off her panties. I did the same. Then she surprised me. She turned the panties inside out and pressed the thin and I'm sure very wet fabric against her nose. I'd never considered doing that before. But I'm sure you know that I did that now. And a strange thing happened. As I sat looking out the window, my own wet panties pressed against my nose and lips, I felt a surge of arousal shoot from my brain to my clit. My fingers dancing on my clit which had been ineffective suddenly gave me great pleasure. I would have been mortified if Luna could see me mimicking her actions. But that wasn't enough to make me stop. Neither was the risk of my husband waking up before his alarm and discovering me.

I watched as Luna continued to a brief bouts of shaking as she smelled her own scent and I could feel my orgasm building and approaching like a freight train. I'd forgotten I was on a time constraint as my mind began to drift in and out of reality as my arousal took control. When I saw Luna grab her big wand vibrator I could see that it was plugged into the wall. I had lust in my heart for that toy. It must feel amazing. Her body instantly convulsed as she pressed it to her clit. My body exploded. I couldn't tell if she was cumming already, but I certainly was and I was cumming hard.

I was shaking in my chair for a good minute and then it was a couple more before I could even consider standing again. Looking at the clock, I realized it was 5:28 am. I didn't have time to get back into bed before Rudy's alarm went off. Instead I sprinted down the hallway and down the stairs into the kitchen. I heard his alarm beeping just as I opened the refrigerator and grabbed a couple eggs, some precooked bacon and the butter. I also started a Nespresso, threw two slices of bread in the toaster and four slices of bacon in the microwave. I knew I smelled of sex and I wanted the bacon and coffee smell to mask that I had not been in his bed most of the night.

I knew he would take a few minutes in the bathroom before getting dressed. He was probably confused why I wasn't in bed, so I had to put on a good performance that I woke up before his alarm went off so I got up to make him breakfast. He usually grabbed a drive-thru breakfast (Starbucks as you know) but I told him I wanted to make something special to welcome him home. He seemed appreciative that I was still dressed in my nightie, although I prayed he would not decide this morning was a good time to hug me and rub my pussy. I knew my panties were soaked through and I didn't want to have to explain that.

Rudy sat down at the kitchen table while I gave him my speech about waking up early. After I put everything on the table, I leaned over him and gave him a quick kiss and told him to "Have fun golfing. I'm going back to bed."

He replied, "Thanks honey. I'm having a potential investor over tonight. Make sure Luna has the house ready."

"Absolutely," I replied, although I was thinking she was probably still masturbating and had not gone to bed yet. The house was in good shape, as always, so I could probably help her a bit to prepare. I then walked out of the kitchen.

I was serious about going back to bed, but I did take a quick detour to the office to look back down on Luna. She was still awake, but she appeared to be straightening up her room. She was naked. I appreciated that. I picked up my phone and sent her a text that we were having a guest tonight and the house had to be perfect. I watched as she picked up her phone and read the message. I then saw her typing. It was weird watching the conversation in real time.

"Hi Charlie," she began. "I got in way too late from work so I need to sleep for a few hours. I'll get to it about 10 if that's OK."

I replied, "I understand. I didn't sleep well last night so I'm going back to bed. Rudy is off golfing. He probably won't be home until after lunch. I'll get up and help you so we can be done by 1-ish."

I'd never offered to help her before. It was her job and she was being paid for it. But after I had two good orgasms this week while watching her, I kind of felt guilty and wanted to make sure she didn't get in trouble because she started late. She sounded surprised at my offer, but quickly accepted. I went back to bed and stripped off my nightie and panties. Then I got in bed and yes, you are correct to assume I pressed my panties against my nose again and rubbed my clit thinking about Luna. I came quickly and passed out.

The next thing I knew my drapes were opened streaming bright sunlight onto the bed. It took me a moment to focus, but Luna was standing there with a cup of coffee which she quickly offered to me. There were two things I was grateful for, although being woken up wasn't one of them. First was although I was naked, I must have felt cold at some point because I pulled up my blanket and was covered. I remember masturbating, falling asleep and not being covered at that moment. I was also thankful that my panties had made it under the blanket and were not next to my pillow where I kind of remember them landing as I thrashed through my orgasm. I took the coffee, thanked her and promised I would be downstairs quickly.

All day I had the feeling she knew my secrets, but thankfully we got the house prepared before Rudy got home so her secret of needing help was preserved. The meeting went well. Luna was dressed more conservatively than usual and charmed the prospective investor. She then left for work. I was back in bed early as I was still suffering from the activities of last night and didn't get up when Luna came home, so I don't know if I could have watched her again. Everything fell into a routine for another week and a half until Rudy had to go out of town again. As was his custom, he left on Tuesday morning and in what was now our custom, Luna and I were laying out by the pool that afternoon. She had on a less revealing bikini this time, although by less it still showed off most of her perfect body. This time she did ask if I minded if she tanned topless. Of course I agreed that it was fine.

From behind my sunglasses, I watched her strip off her bikini top. I tried not to lick my lips. Then I fought not to touch myself as I watched her squirt sunscreen on her chest and massage it over her breasts and stomach. When she asked me to do her back, I almost emotionally climaxed. I now had an invitation to touch her and it was glorious. Her skin was flawless and tight like the athlete she was. Had she exposed her buttocks I would have gladly massaged them as well. I'm not sure I could have resisted sticking my face between her cheeks though, so thankfully she kept her bottoms on. Equally as thankful her bikini was not a thong style. After I was done, I sat back down on my chaise hoping to cool down and not from the hot sun. Then Luna told me to roll over so she could do my back.

I felt like I was in a trance as I instantly obeyed her. Even when she untied my bikini top, I didn't resist. My only concern was that she would smell my arousal as she worked the soothing cream into my back. Thankfully she didn't make a move to pull down my bottoms. I would have let her, of course, but I was still trying to resist how much she turned me on and told myself nothing untoward was happening. When I rolled onto my back, she pulled off my top and squirted a generous amount of sunscreen onto my chest.

"You had better take care of this part by yourself," she exclaimed. I agreed. She went back to her chaise and I was too nervous to look over to see if she was watching me as I spread the oily liquid all over my chest. Once again my nipples didn't understand this wasn't the appropriate time to stand up and be noticed nor did my pussy understand that it shouldn't be lubricating right now. I hurriedly finished and lay back down. Although I felt like she had been teasing me, our conversation was decidedly non-sexual and I had to consider that maybe her flirting was all in my head.

Tuesday night nothing much happened, at least in her bedroom, but as I sat in my office spying on her, I began to fantasize that while we had been tanning, instead of having me spread the lotion on my chest, she had done it giving special attention to my boobs and nipples. In my fantasy world I would have moaned loudly inspiring her to peel down my bikini bottoms and rub my pussy. Although she was just lying on her bed watching TV, my fingers were dancing inside my panties as I stared at her. She had on a light blue low rise pair of panties and a loose fitting t-shirt. I came remarkably quickly. It wasn't a massive orgasm like I usually had when I watched her. But then again, she wasn't playing with herself. I went to bed soon after I came and once again woke up with my panties not where they belonged, but next to my head. I must have pulled them off during the night. I don't remember sniffing them or playing with myself again, but perhaps I was sleep masturbating.

Luna was busy with her household chores when I woke up, but she was definitely dressed for the gym. I approved. She was wearing black yoga pants and a short crop top. Today was special though. I could tell she didn't have panties on and the stretchy black fabric gave her a perfect camel toe. Was she planning to flirt with a guy at the gym or was she continuing her teasing of me from yesterday? I didn't ask. Maybe she just had to do laundry. I did enjoyed taking discreet looks whenever I could. About 11am she asked if it would be OK for her to go to the gym. The house looked wonderful so I told her to have a good time. But I had an alternative motive for wanting her out of the house. As she walked toward the front door I smiled. Part of that was because I could admire her perfect ass framed in the form fitting pants. Is there an opposite of camel toe when your pants show your ass crack? The other reason I was smiling was I planned to search her bedroom as soon as she drove away.

I told myself I owned the house so she had no reasonable expectation of privacy. But that was a lie. I knew I shouldn't be snooping around but that was part of the excitement. I quickly found her stash of sex toys. She had quite the collection, but the one I was looking for was the big wand vibrator. I'd seen her cum on it and I wanted to know more.

I was surprised by its weight. It was heavy and I figured it had an industrial strength motor in it. There was a power strip next to the bed I had seen Luna use for it, so I plugged it in. Even at the low speed it felt more powerful than any vibe I'd ever used. I briefly turned it on high and that was when I realized I had to try it. I stripped down to my bra and panties. I almost climbed up onto her bed when I had a moment of clarity. I found her clothes hamper and on top was the pair of blue panties she had worn yesterday. I picked them up and held them to my nose. Any thought that what I was doing was wrong disappeared.

I decided to mimic one of the positions I had seen her use. I lay down on her bed on my stomach. With my left hand holding the wand between my legs and my right hand holding her panties to my nose, I turned on the vibe. The effect was instantaneous. I moaned into the panties causing the wispy fabric to make contact with my tongue giving me my first taste of Luna. My mind was spinning with lust and I felt myself floating. That was probably why I didn't hear the pool house door opening, although even if I had, I would have been caught anyway.

In my peripheral vision I saw motion, but in no way could I stop grinding on the wand as my orgasm train was pulling into the station. Nor could I move as I felt Luna jumping on the bed straddling her legs over my lower back. Maybe a second later my conscious mind flashed an alert that she was sitting on me and that was wrong. I know what you are saying. Masturbating in her bed was wrong, and it was, but being pinned down was worse in my mind. I tried to throw up my hips and buck her off, but she was too far forward for me to get much leverage. She was in the perfect position, however, to lean forward and put her hand on the back of my head. That had the effect of pushing my nose harder against her panties and also trapped my hand under my head.

Her weight on the small of my back had a similar effect as I was pressed against the head of the wand, its bulbous head trapped against my clit, and my other hand trapped beneath me. I couldn't move even when she adjusted herself so she could reach back and spank my right butt cheek.

"What the fuck are you doing on my bed with my panties in your mouth, slut!" Luna yelled before she slapped my left butt cheek.

I tried to express an apology but her panty gag effectively muffled my voice and it came out as gibberish. Her strikes continued to rain down on my unprotected ass.

"Are you some kind of whore riding my Hitachi in my own bed?" she hissed.

More spanks and the vibrations feeling stronger.

"Is this why Rudy chose you as his property?" she said, sounding vengeful.

My head was spinning again like it had been right before she walked in. My ass was on fire from her spanking but my clit was pulsating. How could the two things coexist at the same time? I was gasping for air as the pressure on my head limited my air supply. It wasn't cut off completely, but being filtered through her panties meant there was less, and of course, I couldn't escape her scent or flavor.

"Tell me you bitch. Does being spanked soak your cunt?" she screamed.

My response was a scream as well, only mine was from pleasure not pain. Luna started spanking me harder and faster. To my shame, I knew I would cum soon and there wasn't anything I could do about it. I started rocking my hips as much as I could given her weight and position and slamming my pussy back down on the wand. Luna then surprised me by jumping up back onto the floor and effortlessly rolling me over onto my back. She then grabbed the wand away from me, robbing me of my orgasm. I quickly reached my left hand for my clit to finish what the wand had started. She first slapped my hand away and then when I reached a second time for my sex, she grabbed my wrist.

"No, no, no, you dirty girl," she said. Her tone was more sarcastic now and she sounded less upset. I started to move my right hand between my legs when she grabbed that one too. I knew she had lost her leverage and I could have rolled off the bed and escaped, but I let her pin my wrists to the bed above my head. When she switched to one hand holding both my wrists, I let her. She had defeated me and I didn't struggle when she reached her right hand down and began running her fingers over my labia.

"We are a wet one, aren't we?" she exclaimed while holding her hand up to look at the juices coating her fingers. I was confident her question was rhetorical and I wiggled my hips a bit to entice her to touch me again.

"Hold your hands in that position," she announced. While she continued stroking my pussy, well teasing it since she wasn't using much pressure, her left hand found my right breast which she squeezed. She then pinched my very erect nipple firmly. I howled and my body thrashed.

"So you like being spanked but you don't like your nipples being pinched," she said, sounding amused. "Which does Rudy do?"

I found my voice after the painful pinch and told her neither.

"But you're not trying to escape," she retorted. "Do you want me to make you cum like you were about to do on the wand?"

As she said that she gave my clit some direct attention. "Yes!" I cried out.

She then plunged two fingers into my well of pleasure. "Ahhh!" I yelled.

But then they were gone. I looked at her with puppy dog eyes.

"I know what you need better than you do," she told me. "But there are rules you will need to follow."

I didn't understand and I told her that. Then I added, "Can't I just cum?"

Then she shocked me by replying, "Like you do when you watch me through the window?"

I could feel my juices oozing from my pussy, but hearing that she knew I masturbated while watching her killed my pre-orgasm buzz. Luna then began running her index finger around my right nipple. Instantly my arousal began to return.

"Yes, I know you watch me and play with this slutty cunt," she said, now allowing her fingers that had been inside of me to just softly rub my pussy up and down. I moaned.

"If you want me to make you cum, you have to agree to become my personal play toy," she told me. I didn't understand what that meant and if I am truthful, I wasn't really paying attention to anything but her fingers.

"You will no longer cum unless I give you permission," she added. That somehow broke through my arousal fog. "You can masturbate, but you're not allowed to cum without my express consent."

I was moaning louder. She wasn't giving me enough pressure on my sensitive bits to bring me to orgasm, but it was close. I didn't understand why she wasn't bringing me off or why I was still holding my arms above my head instead of pushing her away and frigging my clit. And then she stopped again leaving me panting in need.

"Rule number one of slut training," she said. "I cum first. Always."

I may not have understood some of what she had been saying, but I understood that to mean she wanted me to make her cum. I assumed that meant with my mouth. But I was wrong, because she then said, "I have to get to the gym. I only came back because I forgot my membership card."

She turned to leave and I panicked. "What am I supposed to do?" FYI, I still lay in position on her bed.

"It seems to me you have two choices," she told me. "First you can get yourself off and go back to your boring unfulfilling life. No harm no foul and I will still be happy to work for you."

The getting myself off sounded good to me and forgetting this ever happened had some appeal too. "What's the other choice?" I asked.

"You get up, go inside and take a shower. You stink right now. I could smell your pussy when I walked in the door," she said.

"And then what?" I followed up. I noticed she had said pussy and not cunt with this option.

"I'm going to the gym. You can touch yourself, but you are not to cum. After your shower, I want you to do your hair and makeup like you are going on a date. But don't bother putting on any clothes. I want you waiting for me laying on the dining room table. Your legs should be spread and your pussy wet for me. If you make this choice, we will discuss the ramifications and my expectations when I return. You have about an hour and a half. Goodbye."

With that, Luna walked out of the room before I could ask any further questions. I finally lowered my arms and my right hand found my pussy. I slowly rubbed my clit as I thought through this entire encounter again. Then I gathered up my clothes and walked back to the main house. I didn't bother dressing as I was heading to the shower. I wasn't sure which option I was going to take, but if it was number two I didn't have that long to prepare. It was a struggle not to pause long enough to make myself cum. I knew it wouldn't take long but I also knew Luna would somehow know I had not followed her instructions. I didn't know how she knew I had been spying on her, but she did. Maybe she could just sense it in me. Anyway I hurried up to the shower and as soon as the warm water was flowing, I stepped inside.

I quickly lathered up and washed the upper half of my body. Washing my pussy was a bit of a challenge because both my fingers and the spray of water felt so good. But I managed. Barely. As for doing my hair and make-up, I assumed Luna meant for me to prepare myself like I did when Rudy had clients coming over. I knew that she knew that look, so that is what I chose. Generally I added some silky undergarments and a cocktail dress to that ensemble, but she had been specific that I should wait for her naked, so as soon as my hair and make-up was complete, I walked downstairs to the dining room.

How many business meetings had occurred on this table? How many family meals? I was about to destroy all those memories. From this point on, I thought as I climbed onto the table, it would be the place that I agreed to be another woman's play toy. I lay on my back, centered on the table, and spread my legs as instructed. Honestly, I was still pretty wet from thinking about Luna since she left, but I slowly teased my clit to be sure. That was brutal because of her command not to climax. I only lasted a few minutes before having to stop. A couple of minutes after that, I tried again. But I kept having the same result. My mind kept telling me she should be home soon, but of course, I didn't know how long that would be. To the best of my knowledge, I'd followed her instructions. Certainly she would finally let me cum. My heart leaped when I finally heard the front door open. I was laid bare and exposed. I had not considered that she might not be alone.